EPFO Scheme Update 2026

Enhanced Pension Benefits & Graded System

Graded Pension System

Pensions calculated on total service years + contributions.

Guaranteed floor raised to ₹3,500/month.

User Impact

• Higher Pension Amounts
• Wider Coverage for Unorganized Sector
• Simplified Application Process

Expert Perspective

"A game-changer... securing the financial future."

Addressing inadequate benefits with a comprehensive framework.

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Get all the details on the new formula.

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